Performance Indicators
Updated on 25 April 2024
Performance indicators for capital operations
| From calendar year 2016 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amount financed | ||||||||||
| Number of projects | 370 | 2 | 3 | 13 | 32 | 52 | 83 | 94 | 73 | 18 |
| Nominal amount funded | €374,534,220.66 | €1,028,500.00 | €630,500.00 | €5,139,000.00 | €24,184,460.00 | €45,393,000.00 | €89,475,244.97 | €117,109,515.69 | €75,147,000.00 | €16,427,000.00 |
| Weighted average loan duration | 20 months | 24 months | 18 months | 20 months | 21 months | 20 months | 21 months | 20 months | 20 months | 18 months |
| Weighted average annual rate | 10.04% | 10.00% | 10.33% | 10.12% | 9.83% | 9.86% | 9.93% | 9.85% | 10.51% | 10.44% |
| Reimbursement | ||||||||||
| Nominal repaid | €153,510,031.81 | €1,028,500.00 | €630,500.00 | €5,066,421.00 | €19,973,760.00 | €37,292,840.37 | €45,917,042.18 | €36,458,773.27 | €7,142,194.99 | €0.00 |
| Portion of the reimbursed capital | 40.99% | 100.00% | 100.00% | 98.59% | 82.59% | 82.16% | 51.32% | 31.13% | 9.50% | 0.00% |
| Interest paid | €34,330,364.63 | €197,430.00 | €87,050.00 | €805,848.74 | €2,985,216.91 | €5,527,166.42 | €11,380,290.27 | €10,853,669.60 | €2,393,692.69 | €100,000.00 |
| Provisions/Losses | €47,875,829.28 | €0.00 | €0.00 | €72,579.00 | €4,210,700.00 | €8,100,159.63 | €30,252,390.65 | €5,240,000.00 | €0.00 | €0.00 |
Reimbursement details
| From calendar year 2016 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Fully reimbursed | ||||||||||
| Number of projects | 160 | 2 | 3 | 12 | 27 | 42 | 45 | 22 | 7 | 0 |
| Nominal amount returned | €134,186,220.66 | €1,028,500.00 | €630,500.00 | €4,655,000.00 | €19,674,460.00 | €33,983,000.00 | €39,032,244.97 | €31,267,515.69 | €3,915,000.00 | €0.00 |
| Interest paid | €19,034,543.49 | €197,430.00 | €87,050.00 | €648,230.54 | €2,498,625.41 | €4,654,139.59 | €6,778,454.40 | €3,895,777.15 | €274,836.40 | €0.00 |
| Tracking outstanding balances | ||||||||||
| Number of projects | 116 | 0 | 0 | 0 | 0 | 0 | 1 | 31 | 66 | 18 |
| Nominal repaid | €4,620,987.44 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €1,393,792.45 | €3,227,194.99 | €0.00 |
| Interest paid | €5,456,611.33 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €120,000.00 | €3,117,755.04 | €2,118,856.29 | €100,000.00 |
| Nominal amount outstanding | €121,310,012.56 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €600,000.00 | €36,278,207.55 | €68,004,805.01 | €16,427,000.00 |
| Remaining interest to be paid | €18,769,144.32 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €60,000.00 | €4,650,941.81 | €11,309,084.13 | €2,749,118.38 |
| 0 to 6 months behind schedule | ||||||||||
| Number of projects | 50 | 0 | 0 | 0 | 0 | 0 | 15 | 35 | 0 | 0 |
| Amount returned | €8,891,652.99 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €5,094,187.86 | €3,797,465.13 | €0.00 | €0.00 |
| Interest paid | €6,673,003.52 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €2,894,020.11 | €3,778,983.41 | €0.00 | €0.00 |
| Outstanding nominal amount | €51,838,347.01 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €12,705,812.14 | €39,132,534.87 | €0.00 | €0.00 |
| Remaining interest payable | €6,802,557.74 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €2,108,332.58 | €4,694,225.16 | €0.00 | €0.00 |
| Overdue more than 6 months and/or bankruptcy proceedings | ||||||||||
| Number of projects | 44 | 0 | 0 | 1 | 5 | 10 | 22 | 6 | 0 | 0 |
| Nominal amount returned | €5,811,170.72 | €0.00 | €0.00 | €411,421.00 | €299,300.00 | €3,309,840.37 | €1,790,609.35 | €0.00 | €0.00 | €0.00 |
| Interest paid | €3,166,206.29 | €0.00 | €0.00 | €157,618.20 | €486,591.50 | €873,026.83 | €1,587,815.76 | €61,154.00 | €0.00 | €0.00 |
| Outstanding nominal amount | €47,875,829.28 | €0.00 | €0.00 | €72,579.00 | €4,210,700.00 | €8,100,159.63 | €30,252,390.65 | €5,240,000.00 | €0.00 | €0.00 |
| Remaining interest payable | €11,018,584.19 | €0.00 | €0.00 | €30,580.67 | €993,335.17 | €2,434,116.18 | €6,685,023.85 | €875,528.33 | €0.00 | €0.00 |
| Definitive loss | ||||||||||
| Number of projects | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Nominal amount returned | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Interest paid | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Nominal amount outstanding | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Return rate | ||||||||||
| Internal return rate net of risk * | 9.09% | 9.86% | 10.36% | 10.61% | 5.73% | 9.43% | 6.98% | 9.78% | 10.72% | 11.67% |
| Maximum possible internal return rate | 10.41% | 9.86% | 10.36% | 11.11% | 9.81% | 9.57% | 10.86% | 10.11% | 10.72% | 11.67% |
| Annualized risk-related cost * | 1.32% | 0.00% | 0.00% | 0.49% | 4.08% | 0.14% | 3.88% | 0.33% | 0.00% | 0.00% |
*The internal rate of return net of risk for loans more than six months overdue and/or in receivership is calculated according to the following considerations:
- In the case of security interests (mortgages and security trusts), 60% of the value of the remaining units can be recovered. In other words, the sum of future cash flows corresponds to 60% of the estimated value of the remaining units. This discount corresponds to a possible reduction in the sale price in the context of an auction or private treaty sale, including legal and advisory fees.
- In the case of units commercialised (compromises signed) for an amount greater than the remaining capital, Raizers considers that recovery will be up to 100% of the outstanding capital.
- In the absence of collateral, Raizers does not anticipate any additional cash flows.
The cost of risk presented is therefore particularly pessimistic, as the above assumptions do not take into account higher recovery (principal and interest).
Performance indicators for equities operations
Updated on 13 June 2022
|
From calendar year 2015 |
2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|
| Share issue | ||||||
| Amount raised | €13,911,575.00 | €1,607,374.00 | €3,515,730.00 | €6,624,662.00 | €1,463,158.00 | €700,651.00 |
| Number of projects funded | 31 | 7 | 7 | 10 | 5 | 2 |
| Average amount raised | €448,760.00 | €229,625.00 | €502,247.00 | €662,466.00 | €292,632.00 | €350,326.00 |
| % innovation | 47.00% | 34.00% | 22.00% | 54.00% | 67.00% | 100.00% |
| % traditional sector | 52.00% | 66.00% | 78.00% | 46.00% | 33.00% | 0.00% |
| Number of positive exits | 6 | 4 | 1 | 1 | 0 | 0 |
| Number of defaults | 8 | 2 | 4 | 2 | 0 | 0 |
| Average duration of collects | 102 months | 0 months | 0 months | 0 months | 0 months | 0 months |
| Average investment per operation | €11,402.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Health indicators of the operations
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Villeminot by JANSON IMMOBILIER
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Apr 2024
La Moutonne by CAPITAL PARTNERS
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Apr 2024
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Bougival by PWHB
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Apr 2024
Marty by Prominvest
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Mar 2024
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Coulogne by City Invest
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Mar 2024
Nelly by STOA Rénovation 2
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Mar 2024
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Place du Tertre by Prominvest
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Mar 2024
Château Gombert by Calareau
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Feb 2024
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Marcq by WASQUEHAL INVEST
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Feb 2024
Gujan Capel by SNC Le Barp Pyrénées
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Feb 2024
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Vignola by Prominvest
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Feb 2024
Rue de Sèvres by La Compagnie Immobilière
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Jan 2024
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Rue du coli by WASQUEHAL INVEST
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Jan 2024
Au-dessus des Jardins by FUAR INVEST
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Jan 2024
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Les Bastides by LEX-AEQUO
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Dec 2023
Emma by BPJ Finances
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Dec 2023
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La Ravoire by MYK
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Dec 2023
As des As by STOA Rénovation 3
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Dec 2023
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Canéjan par Real Concept
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Dec 2023
Résidence Entlen by City Invest
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Dec 2023
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Villeminot by JANSON IMMOBILIER Apr 2024 |
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La Moutonne by CAPITAL PARTNERS Apr 2024 |
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Bougival by PWHB Apr 2024 |
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Marty by Prominvest Mar 2024 |
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Coulogne by City Invest Mar 2024 |
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Nelly by STOA Rénovation 2 Mar 2024 |
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Place du Tertre by Prominvest Mar 2024 |
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Château Gombert by Calareau Feb 2024 |
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Marcq by WASQUEHAL INVEST Feb 2024 |
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Gujan Capel by SNC Le Barp Pyrénées Feb 2024 |
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Vignola by Prominvest Feb 2024 |
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Rue de Sèvres by La Compagnie Immobilière Jan 2024 |
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Rue du coli by WASQUEHAL INVEST Jan 2024 |
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Au-dessus des Jardins by FUAR INVEST Jan 2024 |
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Les Bastides by LEX-AEQUO Dec 2023 |
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Emma by BPJ Finances Dec 2023 |
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La Ravoire by MYK Dec 2023 |
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As des As by STOA Rénovation 3 Dec 2023 |
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Canéjan par Real Concept Dec 2023 |
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Résidence Entlen by City Invest Dec 2023 |
No default or event
Refunded operation
Contractual deferral of repayment due to delay in meeting the initial deadline or delay in relation to the already postponed deadline
Delay of more than 6 months, collective proceedings (project company and/or promoter) or early repayment.
Proven partial or total loss (capital)